NJAA News

Since the beginning of the pandemic, NJAA has been actively lobbying for rental assistance to help tenants who are unable, or have difficulty paying their rent due to COVID-19. Now, we have the first meaningful component of that relief. New Jersey announced the COVID-19 Emergency Rental Assistance Program Phase II (CVERAP-II) to assist eligible households struggling to pay rent and utilities due to the COVID-19 pandemic.

Para obtener esta información en español, haga clic aquí y aquí.

This State program will utilize $350 million in federal stimulus money, along with additional federal money in the coming months. In addition, over $230 million in federal stimulus money was provided to 14 counties and two cities for rental assistance. Some counties will coordinate with the State, while others will have their own stand-alone rental assistance programs.

The following counties received federal rental assistance funds: Atlantic County, Bergen County, Burlington County, Camden County, Essex County, Gloucester County, Hudson County, Mercer County, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, and Union County.

The following cities received federal rental assistance funds: Jersey City and Newark.

NJAA is committed to providing you with the most up to date information about these programs to help those in need. As we get more information about the state program, as well as the county and municipal programs, this page will be updated. Please feel free to share this page with anyone in need of rental assistance.

Application Process

To be considered for the program, applicants must first submit an application beginning on Monday, March 22, 2021 at 9:00 a.m. The State has indicated that the portal will be open 24 hours per day. Applications will be accepted until enough have been received to distribute the funding amount. All applications will be entered into a randomized lottery. Applicants selected in the lottery will be notified by email.

To submit an application, please click here.

Who is Eligible

In a nutshell, New Jersey households who:

  • Qualify for unemployment or have faced a significant reduction in household income, incurred significant costs, or experienced a financial hardship due to COVID-19;
  • Demonstrate a risk of homelessness or housing instability; and
  • Have a household income at or below 80% of area median income (AMI) based upon household size. Please see maximum income limits by clicking here.

Note: Additional information and eligibility requirements can be found here.

What this Assistance will Provide

CVERAP-II will assist with a maximum of 12 months for past-due, unpaid rent, dating back to March 13, 2020. However, if needed and should funds remain, an additional three months to assist with future rent payments may be available. Past-due, unpaid rent will be paid first, with the remainder available for future rent through December 2021.

Rents will be capped at 125% of the area Fair Market Rent (FMR) if a household has a lease agreement. Households relying on the self-certification process will have their rent capped at 100% of the greater of FMR, or the Small Area Fair Market Rent for their area.

Payments will be made directly to the property owner and an award letter will be mailed to both the tenant and their landlord indicating payment.

Applying for Other Rental Assistance

Applicants can apply for other rental assistance, but if awarded, CVERAP-II assistance will cease if the applicant is awarded rental assistance from another source. Households who receive a subsidy from other rental assistance programs such as Housing Choice Voucher (Section 8) or Public Housing will not be eligible to receive CVERAP assistance if the assistance results in duplicative benefits for the same months of assistance.

Additional Information

For more information on the CVERAP-II, please visit: https://njdca.onlinepha.com/

CVERAP-II Frequently Asked Questions (FAQs): https://njdca.onlinepha.com/en-US/Pages/View/145/Frequently%20Asked%20Questions

For additional questions, please contact: 609-490-4550

Other Resources

CVERAP-II is the State of New Jersey’s rental assistance program. As stated above, some counties and municipal governments also received federal aid to provide rental assistance. Please see these county and municipal programs below.

 

County and Municipal Rental Assistance Programs

A number of county and municipal governments have created rental assistance programs to assist tenants that have been negatively impacted by the COVID-19 pandemic. NJAA has compiled a list of these programs, by county, below for our members and their residents. The details and eligibility requirements of each program vary. As such, we have provided a brief description, along with a direct link to each program for more information. The list will be updated as more programs and information become available.

Atlantic County

Atlantic County CDBG-CV Short Term Emergency Rental and Mortgage Assistance Grant Program

The CDBG-CV Short Term Emergency Rental and Mortgage Assistance Grant Program will provide temporary rental and mortgage assistance, for up to six months, to low- and moderate-income households that have had a substantial reduction in income or became unemployed due the COVID-19 pandemic. Applicants may be eligible for a grant for a maximum of up to six months of emergency rental or mortgage assistance. The assistance, per month for rental assistance and mortgage assistance, will be capped at DCA’s fair market rent standard or the total of the rent or mortgage payment, whichever is lesser. The maximum amount of assistance available per rental household is $10,000 throughout a period of six months. All participants will be reviewed at the three-month interval to see if they are still in need of assistance. Persons applying must meet all applicable program income and eligibility requirements. Funds will be awarded on a first-come, first-serve basis determined by the submission of a full and complete application and all necessary supporting documents.

For more information, please click here.


Burlington County

Burlington County recently announced that they will be partnering with the State to provide rental assistance, with $13 million reserved for county residents. As such, all applications should be made directly through the State’s COVID-19 Emergency Rental Assistance Program Phase II (CVERAP-II). Burlington County residents will be eligible for both the $13 million in reserved funds, as well as the larger $353 million allocated under the statewide CVERAP-II.

For more information, please click here.


Hudson County

Hudson County CARES II Eviction Prevention Program

The Hudson County CARES II Eviction Prevention Program was established to provide back rent and/or utility assistance for Hudson County residents (with the exception of Jersey City residents, who should seek assistance through the City of Jersey City) who have fallen behind as a result of COVID-19. To qualify for assistance through this program the household must show a need for rental or utility assistance due to COVID-19, be current on rent as of March 1st 2020, and show that one or more household member’s qualified for unemployment or have experienced a reduction in household income, incurred significant costs or experienced other financial hardships due directly or indirectly to COVID-19. Additionally, household income must not exceed 80 percent of area median income (AMI). The application period will be open from February 15, 2021 to April 15, 2021. 

For more information, please click here.


Mercer County

Mercer County Emergency Rental Assistance Program (ERAP)

The Mercer County Emergency Rental Assistance Program (ERAP) was created to provide financial assistance toward unpaid rent or utility bills for Mercer County renters that have been impacted by the COVID-19 pandemic. To qualify, a household must have an individual that qualifies for unemployment, experienced a reduction in income, or incurred significant costs due to COVID-19. Additionally, the household must demonstrate a risk of experiencing homelessness or housing instability, and have a household income at or below 80 percent of the area median income (AMI). The application period will be open from March 1 through April 5, 2021.

For more information, please click here.

Hamilton Township Mortgage and Rental Relief Assistance Program

The Hamilton Township Mortgage and Rental Relief Assistance Program will provide rental, mortgage, or utility assistance to low and moderate income households that have had a substantial reduction in income, or became unemployed due to the COVID-19 pandemic. Assistance through the program is capped at $10,000 over a period of six months, and all approved applicants will be reviewed at the three-month mark to see if they are still in need of assistance. Applications will be reviewed in coordination by Hamilton Township and Arm In Arm, a local non-profit agency.

For more information, please click here.


Morris County

Morris County recently announced that they will be partnering with the State to provide rental assistance, with $14.6 million reserved for county residents. As such, all applications should be made directly through the State’s COVID-19 Emergency Rental Assistance Program Phase II (CVERAP-II). Morris County residents will be eligible for both the $14.6 million in reserved funds, as well as the larger $353 million allocated under the statewide CVERAP-II.

For more information, please click here.


Ocean County

The Social Services for the Homeless (SSH) Grant through the Ocean County Board of Social Services may be able to assist county residents with back rent, back-mortgage, back utilities, security deposit, first month rent, and temporary shelter (on a short-term basis). SSH can be utilized for individuals, families and adult couples. The agency has a separate Emergency Assistance program for clients receiving GA/TANF/SSI but this is a non-public assistance grant. Therefore, all persons over the age of 18 in the household must have a source of income (not GA/TANF/SSI) and have future affordability. Examples of income include wages, unemployment, child support, and SSD. The client will also need to have a verifiable emergency as to the reason they are behind and need assistance. Rental must be within Fair Market rent (Rent + Utility Averages): 1 bedroom: $1,291 / 2 bedrooms: $1,652 / 3 bedrooms: $2,277.

For more information, please call 732-349-1500


Somerset County

Somerset County Emergency Rental Relief Program

Somerset County has established an Emergency Rental Relief Program for County households that had a loss of income as a result of the COVID-19 pandemic. Applicants may be eligible for up to 3 months’ rent or $3,000.00, whichever is less, for payment toward rent that is owed. The Program will only pay rent that is owed and will NOT pay late fees.  Payments will be issued directly to the landlord.  Note that this program is funded by the Community Development Block Grant (CDBG) and as a result, residents of Franklin Township, which has its own CDBG program, are not eligible. Funds are limited and will be distributed on a first-come, first-served basis; submitting an application does not guarantee financial assistance will be provided.

For more information, please click here.

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