From the beginning of this pandemic, NJAA knew a tenant’s ability to pay rent could be impacted by the massive changes brought on by COVID-19. Working with lawmakers, NJAA strongly lobbied the state to provide rental assistance to tenants in need.
This webpage serves as a comprehensive resource of available state and local rental assistance programs across New Jersey. The details and eligibility requirements of each program do vary. As such, we have provided a brief description, along with a direct link to each program for more information. The list will be updated as more programs and information become available, but please connect with the administrators of each program to receive the most up-to-date information.
State of New Jersey Assistance Program
From March 22, 2021 through December 15, 2021, the State of New Jersey accepted applications for its COVID-19 Emergency Rental Assistance Program Phase II (CVERAP-II) and it’s extension, the Eviction Protection Program (EPP).
The waiting list for both programs are currently closed. If you already submitted a pre-application for CVERAP2/EPP prior to the closing of the programs and are contacted by the New Jersey Department of Community Affairs (DCA), please follow the application instructions you are given. If you have questions and need to speak with DCA, please contact their Client Call Center at 609-490-4550.
If you haven’t yet previously submitted a pre-application and are in need of help in paying rent arrears or future rental assistance, we encourage tenants to submit a pre-application here to be considered for funding if the DCA receives more funding in the future.
Please also check with your municipality and county of residence for available funding. We’ve listed the county and municipal emergency rental assistance programs we are aware of below.
County and Municipal Rental Assistance Programs
Some county and municipal governments have created rental assistance programs to assist tenants that have been negatively impacted by the COVID-19 pandemic. NJAA has compiled a list of these programs, by county, below for our members and their residents.
The Atlantic County COVID-19 Emergency Rental Assistance Grant Program will provide temporary rental assistance, for up to 12 months, to low- and moderate-income households that have suffered a COVID hardship. To be eligible for this program, you must be an Atlantic County resident who can prove that they suffered an economic hardship because of COVID-19 or its aftermath. The applicant’s household income must also meet the HUD low- and moderate-income limits for the county. To learn more about eligibility requirements and apply, visit here.
Bergen County is providing financial relief to eligible county residents who experienced a financial hardship during the COVID-19 pandemic. Tenants who have been unable to pay their rent and/or utility payments since March 2020 are encouraged to apply for funding for up to 12 months of owed rental arrears. Learn more about Bergen County’s program here.
Burlington County’s emergency rental assistance program is currently closed. If you are in need of assistance paying your rent or other bills like utilities, please contact the Burlington County Board of Social Services.
The Camden County Recovers Program is available to Camden County renters who have been financially impacted by the COVID-19 pandemic. Eligible households may receive up to 18 months of assistance, plus an additional 3 months if the grantee determines the extra months are needed to ensure housing stability and grantee funds are available. The payment of existing housing-related arrears that could result in eviction is prioritized. Both landlords and tenants may apply for this program – if landlords apply, they must receive the consent of their tenants. To learn more and apply, click here.
Cape May County
The Cape May County CDBG-CV Short Term Emergency Mortgage and Rental Assistance Grant Program will provide temporary mortgage or rental assistance, for up to six months, to low- and moderate income households that have had a substantial reduction in income or became unemployed due the COVID-19 pandemic. Applicants may be eligible for a grant for a maximum of up to six months of emergency rental or mortgage assistance. Current annualized household income must be at or below 80% of the Area Median Income (AMI) for Cape May County for the size of the applicant household. For more information on this program; and to apply, please click here.
Essex County has assistance available for renters and landlords impacted by the pandemic as well as assistance for tenants who have past due utility bills. Those eligible to apply for the funds include individuals or families impacted by COVID-19 through unemployment, decreased household income or those confronted with some other financial hardship, like receiving past due utility bills. Eligible applicants must be at or below 80% of the area median income set by the U.S. Department of Housing and Urban Development (HUD). To access the application and learn more, please use Essex County’s Emergency Rental Assistance Portal available here. And to access Essex County’s Emergency Rental Utility Assistance application and review the program’s guidelines, please click here.
City of Newark
The City of Newark did have emergency rental assistance available in 2021, but due to the success of the program, the application window is now closed. To learn more about the program and receive updates directly from the City of Newark on potential future funding, please visit their website. Newark residents still qualify for the Essex County rental and utility assistance programs.
Gloucester County has received funds from the U.S. Department of Treasury to provide rental relief to landlords and tenants through the Emergency Rental and Utility Assistance Program. The program provides financial assistance for unpaid rent and/or utility bills for low- and moderate-income renter households in Gloucester County that have been impacted by the COVID-19 pandemic. The funds can be used for rental and utility arrears and temporary rental assistance to Gloucester County households that have had a substantial reduction in income, have qualified for unemployment benefits, incurred significant costs, or experienced a financial hardship due, directly, or indirectly, to the COVID-19 pandemic. To learn more about eligibility and to apply, click here.
Hudson County’s Emergency Rental Assistance 2 Program can provide back rent and/or utility assistance for households who have fallen behind as a result of COVID-19. Eligible applicants must be a Hudson County resident (with the exception of Jersey City. Jersey City residents must seek assistance through the City of Jersey City). Landlords may not apply to Hudson County’s program on behalf of their tenants. To learn more and access the rental portal, please click here.
City of Jersey City
The Jersey City COVID-19 Rent Relief Program is a lottery system. Application periods have closed and re-opened at various times and we encourage renters and landlords to check Jersey City’s rental relief website often for the most up-to-date information.
City of Hoboken
The City of Hoboken previously had rental assistance available through November 2021. While the application window is currently closed, we encourage tenants and landlords to email HobokenRentalAssistGrant@hobokennj.gov and check their webpage often for more information.
The Mercer County Department of Human Services is providing financial assistance toward unpaid rent or utility bills for renter households in Mercer County that have been impacted by the COVID-19 pandemic. Applications are accepted on an ongoing basis until all funds are expended. Mercer County households are required to document that someone within the household qualified for unemployment benefits, experienced a reduction in income, suffered major costs directly or indirectly due to COVID-19 that impacted the household, and can demonstrate a risk of homelessness or housing instability. A household’s income must be at or below 80% Area Median Income (AMI) with priority given to households at or below 30% AMI. Click here to learn more and apply.
The Hamilton Township Mortgage and Rental Relief Assistance Program will provide temporary rental and mortgage assistance to residents, businesses and landlords in Hamilton Township due to the COVID-19 pandemic. This program is funded by the Community Development Block Grant Coronavirus (CDBG-CV) funds.The residential portion of the Mortgage & Rental Relief Program will allow for rental, mortgage or utility assistance to low- and moderate-income households that have had a substantial reduction in income or became unemployed due to the COVID-19 pandemic. The emergency rental or mortgage assistance grant has a cap of $10,000 throughout a period of six months. Visit here to learn more and apply.
As of May 3, 2021, the Middlesex County Emergency Rental Assistance Program (MCERAP) is live and accepting applications for assistance. Renter households in need of assistance may submit their application and required documentation via the MCERAP online application portal. The MCERAP is funded by a $24.6 million grant from the federal government. Funding will be distributed on a priority basis. For more information, please click here.
Middlesex County’s Emergency Rental Assistance Program is for eligible tenant households in the county facing a loss of income due to the pandemic. If qualified, funds from the program may be used to pay outstanding balances for rent or utilities (gas, electric, and/or water only), with funds usually being paid directly to landlords and service providers. Generally, temporary assistance will not exceed more than 12 months. Priority is be given to tenants facing eviction and/or households with an individual who has been unemployed for the 90 days prior to application, and households with income at or below 50% of the area median are to be prioritized for assistance. To learn more and apply, click here.
Morris County’s emergency rental assistance program is currently closed. If you are in need of assistance paying your rent or other bills like utilities, please contact the Morris County Department of Human Services.
Ocean County will launch its second round of the Residential Emergency Rental Assistance Program (RERAP 2.0) on January 24, 2022. Please visit this website and check back often for more information on eligibility and the application process. If you have submitted an application for emergency rental assistance in Ocean City’s first round, processing support is still available by calling 1-833-753-9671.
Passaic County’s Emergency Rental Assistance Program (ERAP) is available for eligible applicants that have experienced a financial impact due to COVID-19 on or after March 13, 2020; will be at or below 80% of the Area Median Income (AMI); and can prove they are residents of the county. Landlords and tenants can both apply to this program. To learn more and apply, visit here.
Somerset County’s Emergency Rental Relief Program is available for county households that had a loss of income as a result of the COVID-19 pandemic. Applicants may be eligible for up to 6 months’ rent or $6,000.00, whichever is less, for payment toward rent that is owed. The Program will only pay rent that is owed and will not pay late fees. Payments will be issued directly to the landlord. Note that this program is funded by the Community Development Block Grant (CDBG) and as a result, residents of Franklin Township, which has its own CDBG program, are not eligible. Funds are limited and will be distributed on a first-come, first-served basis. For more information, please click here.
Franklin Township’s emergency rent relief program will provide up to $3,000 in rental assistance that will be paid directly to the landlord on behalf of eligible families. Franklin Township residents must have been current on their rent through March 20, 2020, have a current lease/rent agreement, and have experienced a COVID-19 related loss of income. To learn more and apply, click here.
Union County’s application for its Emergency Rental Assistance program is temporarily closed. Tenants and landlords can join a waitlist to get notified via email or text when the application re-opens. To join the waitlist, visit here.